Specializing in South East Michigan
The BrightSide Lending Team is your premier mortgage team located in Rochester, Michigan. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rochester area.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
What our clients are saying
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Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more months and months! Jeff worked quickly and got us to our closing fast, with a good rate! Highly recommend him!
Elizabeth Richardson
If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more - he's professional, knowledgeable, and always available to save the day (and your bank account!). So, if you're in need of lending services, don't hesitate to reach out to Jeff and the team at BrightSide Lending. You won't regret it.
Jamie Lantagne
Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!
Michael Mette
I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more so often to see how things were going and let us know they were still there when we were ready. So when I reached out, stephanie remembered me right away and got right to work finding the perfect loan for us. Stephanie Mcknight answered all of our questions, was patient with us, and literally made it such a smooth and easy process by being super detailed and explained in detail anything we weren’t familiar with. She knows her stuff and got it done! Even my wife said she was glad to have met her and will refer! As first time home buyers, I am SO thankful we were able to work with Brightside Lending and Stephanie Mcknight , and if the day comes to do it all again, I wouldn’t go anywhere else! Do yourself a favor and call up Stephanie if you want a team that will work tirelessly to get you exactly what you need!!
Joseph Rippolone
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Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience
andrew malyszek
We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!
Charlotte Yochim
My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more best financing experience and quickest one we have had to date. The entire process was completed in under 30 days! I would Highly recommend using Bright Side Lending!
Andy Shawver
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We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more of the way, from the pre-approval to the final closing, even after that, being there to answer more questions. Amazing customer service!!
Carly Drews
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
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Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!
Emily Lock
We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more our home mortgage. He provided Awesome personal customer service that was fast and efficient and was very responsive to any concerns! Plus, we got a wonderful interest rate. We will be using Brightsde in the future for any of our lending needs!!
Kate Coenen
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more Jeff and the team will forever be our brokers.
Donald Boyd
My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more for 10 minutes with Jeff and doing some research chose Bright Star. Living in Kentucky, we were able to email him our documents and did all of the E signing online. We only met Jeff on closing day. He made everything easy and got us the best rate possible. We would use him again
Randy Sweet
