Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more after hours. He made our experience the easiest refinance we have ever gone through. If anyone needs to refinance or if you need a brand new mortgage, BrightSide Lending is the place to go with. My husband and I highly recommend them!!
Denise Rumball
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more of the way. Highly recommended!
Allan Kenitz
We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more of the way, from the pre-approval to the final closing, even after that, being there to answer more questions. Amazing customer service!!
Carly Drews
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My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more closing was just over 2 weeks. I highly recommend Jeff!
Pam Hilton
Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more and we highly recommend him.
Kimberly Klimek
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more so often to see how things were going and let us know they were still there when we were ready. So when I reached out, stephanie remembered me right away and got right to work finding the perfect loan for us. Stephanie Mcknight answered all of our questions, was patient with us, and literally made it such a smooth and easy process by being super detailed and explained in detail anything we weren’t familiar with. She knows her stuff and got it done! Even my wife said she was glad to have met her and will refer! As first time home buyers, I am SO thankful we were able to work with Brightside Lending and Stephanie Mcknight , and if the day comes to do it all again, I wouldn’t go anywhere else! Do yourself a favor and call up Stephanie if you want a team that will work tirelessly to get you exactly what you need!!
Joseph Rippolone
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Gwendolyn Grunewald
Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs
Gary Trombley
Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!
Melissa Hobbs
We really appreciated Jeff's responsiveness to our questions, and clarity of answers during our refinance process. At each stage, Jeff's professionalism played out to setting expectations and staying true... read more on them. Highly recommended!
Nick Nowakowski
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We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more our home mortgage. He provided Awesome personal customer service that was fast and efficient and was very responsive to any concerns! Plus, we got a wonderful interest rate. We will be using Brightsde in the future for any of our lending needs!!
Kate Coenen
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
