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20+ Years of Experience
Locally Owned In Rochester
Personal Service Start to Finish
Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
Homebuyers
Buying a home? Explore mortgage options tailored to your goals, budget, and down payment. Explore Buying Options
Mortgage Rates
Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance. Check My Rate Options
Refinance
Looking to lower your payment, access equity, or change your loan? Let’s explore your options. Explore Refinancing
Ask an Expert
Have a mortgage question? Get honest answers and personalized guidance from a local expert. Ask a Mortgage Question
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time. Request a quote
Local Loan Options
Whether you’re buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
FHA Loans
Home Refinance Loans
VA Loans
Jumbo Home Loans
Conventional Loans
Home Purchase Loans
Learn More View All Loan Programs
Mortgage Questions? Start Here.
Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides. Explore All Mortgage Guides
What our clients are saying about BrightSide Lending
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I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more
Lowary Barrett
Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs
Gary Trombley
Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!
Melissa Hobbs
Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!
Emily Lock
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We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more
Carly Drews
My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more
Pam Hilton
Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!
Michael Mette
We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!
Charlotte Yochim
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My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more
Randy Sweet
We really appreciated Jeff's responsiveness to our questions, and clarity of answers during our refinance process. At each stage, Jeff's professionalism played out to setting expectations and staying true... read more
Nick Nowakowski
Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more
Melisa Gunnett
We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more
Kate Coenen
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Jeff Kaltz was super helpful and made the re-finance process easy!
Jodi Teutsch
Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more
camille gray
Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.
Andy Lauridsen
Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.
Ll Walker
