Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying about BrightSide Lending

  • Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs

    Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick

    Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.

    Andy Lauridsen Avatar Andy Lauridsen

    Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson
  • Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more

    Kimberly Klimek Avatar Kimberly Klimek

    My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more

    Andy Shawver Avatar Andy Shawver

    Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.

    Ll Walker Avatar Ll Walker

    From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more

    linda thompson Avatar linda thompson
  • I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more

    Meredith E Avatar Meredith E

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley

    If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more

    Jamie Lantagne Avatar Jamie Lantagne

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett
  • Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more

    Melisa Gunnett Avatar Melisa Gunnett

    We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more

    Carly Drews Avatar Carly Drews

    Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.

    Gary Haus Avatar Gary Haus

    Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more

    Nick R Avatar Nick R