Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying about BrightSide Lending

  • We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!

    Charlotte Yochim Avatar Charlotte Yochim

    I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more

    Meredith E Avatar Meredith E

    My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more

    Randy Sweet Avatar Randy Sweet

    Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more

    cory zinke Avatar cory zinke
  • Had a great experience working with Jeff K. and brightside lending. I'd highly recommend for anyone looking to close fast and efficient. Definitely would work with again in the... read more

    Jeff Schattner Avatar Jeff Schattner

    I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more

    Beth K Avatar Beth K

    After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more

    Kathleen Dembsey Avatar Kathleen Dembsey

    Jeff was referred to my wife and I by our realtor, Brian Stecker. We will be forever grateful for the quick response time and amazing customer service during the whole... read more

    Conner Clarke Avatar Conner Clarke
  • Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more

    Donald Boyd Avatar Donald Boyd

    Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.

    Ll Walker Avatar Ll Walker

    I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more

    Joseph Rippolone Avatar Joseph Rippolone

    Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!

    Michael Mette Avatar Michael Mette
  • Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more

    Jeff Gunnett Avatar Jeff Gunnett

    Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more

    Mark Kalchik Avatar Mark Kalchik

    Jeff was very easy to work with. We were able to get a great interest rate when refinancing our home. The process was simple and efficient. I have recommended BrightSide... read more

    Kristina Coenen Avatar Kristina Coenen

    Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more

    Melisa Gunnett Avatar Melisa Gunnett