Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying about BrightSide Lending

  • Jeff was great. Helped out every step of the way. Defiantly made this process simple and worry free.. won’t regret choosing BrightSide lending

    Christian Katterson Avatar Christian Katterson

    Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience

    andrew malyszek Avatar andrew malyszek

    Jeff was very easy to work with. We were able to get a great interest rate when refinancing our home. The process was simple and efficient. I have recommended BrightSide... read more

    Kristina Coenen Avatar Kristina Coenen

    Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson
  • Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs

    Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more

    Nick R Avatar Nick R

    We really appreciated Jeff's responsiveness to our questions, and clarity of answers during our refinance process. At each stage, Jeff's professionalism played out to setting expectations and staying true... read more

    Nick Nowakowski Avatar Nick Nowakowski

    If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more

    Jamie Lantagne Avatar Jamie Lantagne
  • Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.

    Andy Lauridsen Avatar Andy Lauridsen

    Great company to work with. Jeff was amazing to work with. Highly recommend.

    Linda junod Avatar Linda junod

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett

    I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more

    Beth K Avatar Beth K
  • My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more

    Randy Sweet Avatar Randy Sweet

    Jeff is incredibly knowledgeable and professional! Highly recommend!

    Brian Edwards Avatar Brian Edwards

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley

    Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick