20+ Years of Experience
Locally Owned In Rochester
Personal Service Start to Finish
Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
Homebuyers
Buying a home? Explore mortgage options tailored to your goals, budget, and down payment.
Explore Buying Options
Mortgage Rates
Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance.
Check My Rate Options
Refinance
Looking to lower your payment, access equity, or change your loan? Let’s explore your options.
Explore Refinancing
Ask an Expert
Have a mortgage question? Get honest answers and personalized guidance from a local expert.
Ask a Mortgage Question
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Request a quote
Local Loan Options
Whether you’re buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
FHA Loans
Learn More
Home Refinance Loans
Learn More
VA Loans
Learn More
Jumbo Home Loans
Learn More
Conventional Loans
Learn More
Home Purchase Loans
Learn More
View All Loan Programs
Mortgage Questions? Start Here.
Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides.
Explore All Mortgage Guides
What our clients are saying about BrightSide Lending
-
-
-
-
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
Jeff Kaltz was super helpful and made the re-finance process easy!
Jodi Teutsch
Jeff was referred to my wife and I by our realtor, Brian Stecker. We will be forever grateful for the quick response time and amazing customer service during the whole... read more lending process. From start to finish on our home purchase, the process was carefree and honestly enjoyable. My wife and I will never use another lender. True customer service is hard to come by nowadays, but BrightSide Lending goes above and beyond. Thank you so much Jeff! -Conner & Christina Clarke
Conner Clarke
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more Jeff and the team will forever be our brokers.
Donald Boyd