Specializing in South East Michigan

The BrightSide Lending Team is your premier mortgage team located in Rochester, Michigan. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rochester area.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

  • Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more

    Kimberly Klimek Avatar Kimberly Klimek

    Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more

    Donald Boyd Avatar Donald Boyd

    My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more

    Pam Hilton Avatar Pam Hilton

    Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick
  • Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!

    Emily Lock Avatar Emily Lock

    Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.

    Gary Haus Avatar Gary Haus

    Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.

    Ll Walker Avatar Ll Walker

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett
  • We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more

    Kate Coenen Avatar Kate Coenen

    Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs

    I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more

    Beth K Avatar Beth K

    We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!

    Frank Taylor Avatar Frank Taylor
  • My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more

    Randy Sweet Avatar Randy Sweet

    I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more

    Meredith E Avatar Meredith E

    Jeff Kaltz did the best for us out of other companies we had researched. I highly recommend Jeff. Jeff is the BEST.

    Bob Mac Avatar Bob Mac

    My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more

    Andy Shawver Avatar Andy Shawver