Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!
Melissa Hobbs
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more to have in your corner when making such big decisions!
camille gray
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Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more and everything he told us was 100% accurately. My wife and I couldn't be happier!
Mark Kalchik
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more Jeff and the team will forever be our brokers.
Donald Boyd
We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!
Charlotte Yochim
If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more - he's professional, knowledgeable, and always available to save the day (and your bank account!). So, if you're in need of lending services, don't hesitate to reach out to Jeff and the team at BrightSide Lending. You won't regret it.
Jamie Lantagne
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Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!
Michael Mette
I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more really nice coffee cup that keeps the coffee nice and hot for long periods of time. He walked me through the entire process from beginning to the end. He even had a notary come to my home to sign all the paperwork so that I wouldn’t have to drive to their office. I really appreciate all his endeavors and would definitely recommend him to anyone who needs to obtain funds from the equity in your home. A one service is guaranteed. Thanks again, for all that you do.
Lowary Barrett
Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.
Ll Walker
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
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We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!
Frank Taylor
I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more so often to see how things were going and let us know they were still there when we were ready. So when I reached out, stephanie remembered me right away and got right to work finding the perfect loan for us. Stephanie Mcknight answered all of our questions, was patient with us, and literally made it such a smooth and easy process by being super detailed and explained in detail anything we weren’t familiar with. She knows her stuff and got it done! Even my wife said she was glad to have met her and will refer! As first time home buyers, I am SO thankful we were able to work with Brightside Lending and Stephanie Mcknight , and if the day comes to do it all again, I wouldn’t go anywhere else! Do yourself a favor and call up Stephanie if you want a team that will work tirelessly to get you exactly what you need!!
Joseph Rippolone
Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more after hours. He made our experience the easiest refinance we have ever gone through. If anyone needs to refinance or if you need a brand new mortgage, BrightSide Lending is the place to go with. My husband and I highly recommend them!!
Denise Rumball
