Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more closing was just over 2 weeks. I highly recommend Jeff!
Pam Hilton
Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more to beat both the interest rate and fees saving me $$$. Thank you Jeff!
Nick R
Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more and we highly recommend him.
Kimberly Klimek
I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more so often to see how things were going and let us know they were still there when we were ready. So when I reached out, stephanie remembered me right away and got right to work finding the perfect loan for us. Stephanie Mcknight answered all of our questions, was patient with us, and literally made it such a smooth and easy process by being super detailed and explained in detail anything we weren’t familiar with. She knows her stuff and got it done! Even my wife said she was glad to have met her and will refer! As first time home buyers, I am SO thankful we were able to work with Brightside Lending and Stephanie Mcknight , and if the day comes to do it all again, I wouldn’t go anywhere else! Do yourself a favor and call up Stephanie if you want a team that will work tirelessly to get you exactly what you need!!
Joseph Rippolone
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I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
I wanted to thank Jeff and his team at brighside lending for a great experience with refinancing our home. It was quick and he was able to get us... read more a great rate and terms that we wanted. I would recommend him and his team for your refinancing purposes. Thanks for taking care of us.
Charles McKeldin
After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more Bright side Lending was, by far, the best option. Not only was the company convenient and timely they were also the the best financial arrangement I could make. I highly recommend this company and the owner Jeff Kaltz. In doing your research, do yourself a favor and include Brightside Lending.
Kathleen Dembsey
I worked with Jeff from BrightSide Lending and he is awesome. Not just helpful, available and reliable, but offers rates that are hard to beat! My experience with him and... read more the company were wonderful, I really think they won't disappoint anyone who works with them!
Peter Aradi
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Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!
Emily Lock
Jeff Kaltz did the best for us out of other companies we had researched. I highly recommend Jeff. Jeff is the BEST.
Bob Mac
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Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.
Erick
We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!
Frank Taylor
Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more after hours. He made our experience the easiest refinance we have ever gone through. If anyone needs to refinance or if you need a brand new mortgage, BrightSide Lending is the place to go with. My husband and I highly recommend them!!
Denise Rumball
