Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying about BrightSide Lending

  • Jeff was referred to my wife and I by our realtor, Brian Stecker. We will be forever grateful for the quick response time and amazing customer service during the whole... read more

    Conner Clarke Avatar Conner Clarke

    Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more

    Mark Kalchik Avatar Mark Kalchik

    Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.

    Andy Lauridsen Avatar Andy Lauridsen

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett
  • My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more

    Randy Sweet Avatar Randy Sweet

    Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more

    camille gray Avatar camille gray

    Jeff is incredibly knowledgeable and professional! Highly recommend!

    Brian Edwards Avatar Brian Edwards

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley
  • Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more

    Jeff Gunnett Avatar Jeff Gunnett

    Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick

    Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!

    Michael Mette Avatar Michael Mette

    Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.

    Gary Haus Avatar Gary Haus
  • Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!

    Emily Lock Avatar Emily Lock

    We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more

    Carly Drews Avatar Carly Drews

    Jeff helped me with everything. Very professional and helpful. Would recommend to anyone.

    Gwendolyn Grunewald Avatar Gwendolyn Grunewald

    We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!

    Frank Taylor Avatar Frank Taylor