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20+ Years of Experience
Locally Owned In Rochester
Personal Service Start to Finish
Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
Homebuyers
Buying a home? Explore mortgage options tailored to your goals, budget, and down payment. Explore Buying Options
Mortgage Rates
Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance. Check My Rate Options
Refinance
Looking to lower your payment, access equity, or change your loan? Let’s explore your options. Explore Refinancing
Ask an Expert
Have a mortgage question? Get honest answers and personalized guidance from a local expert. Ask a Mortgage Question
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time. Request a quote
Local Loan Options
Whether you’re buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
FHA Loans
Home Refinance Loans
VA Loans
Jumbo Home Loans
Conventional Loans
Home Purchase Loans
Learn More View All Loan Programs
Mortgage Questions? Start Here.
Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides. Explore All Mortgage Guides
What our clients are saying about BrightSide Lending
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We really appreciated Jeff's responsiveness to our questions, and clarity of answers during our refinance process. At each stage, Jeff's professionalism played out to setting expectations and staying true... read more
Nick Nowakowski
Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more
camille gray
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more
Jeff Gunnett
Jeff Kaltz was super helpful and made the re-finance process easy!
Jodi Teutsch
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Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs
Gary Trombley
Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more
Melisa Gunnett
Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more
Mark Kalchik
We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more
Carly Drews
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After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more
Kathleen Dembsey
Jeff was great. Helped out every step of the way. Defiantly made this process simple and worry free.. won’t regret choosing BrightSide lending
Christian Katterson
Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!
Michael Mette
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more
Donald Boyd
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We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more
Allan Kenitz
Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!
Emily Lock
Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more
cory zinke
My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more
Andy Shawver
