20+ Years of Experience

Locally Owned In Rochester

Personal Service Start to Finish

Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

Buying a home? Explore mortgage options tailored to your goals, budget, and down payment. Explore Buying Options

Mortgage Rates

Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance. Check My Rate Options

Refinance

Looking to lower your payment, access equity, or change your loan? Let’s explore your options. Explore Refinancing

Ask an Expert

Have a mortgage question? Get honest answers and personalized guidance from a local expert. Ask a Mortgage Question

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time. Request a quote

Local Loan Options

Whether you’re buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

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Home Refinance Loans

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VA Loans

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Jumbo Home Loans

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Conventional Loans

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Home Purchase Loans

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Mortgage Questions? Start Here.

Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides. Explore All Mortgage Guides

What our clients are saying about BrightSide Lending

  • We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more

    Allan Kenitz Avatar Allan Kenitz

    We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more

    Kate Coenen Avatar Kate Coenen

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley

    Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more

    Donald Boyd Avatar Donald Boyd
  • Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.

    Gary Haus Avatar Gary Haus

    Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs

    Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson

    We really appreciated Jeff's responsiveness to our questions, and clarity of answers during our refinance process. At each stage, Jeff's professionalism played out to setting expectations and staying true... read more

    Nick Nowakowski Avatar Nick Nowakowski
  • Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more

    Denise Rumball Avatar Denise Rumball

    I worked with Jeff from BrightSide Lending and he is awesome. Not just helpful, available and reliable, but offers rates that are hard to beat! My experience with him and... read more

    Peter Aradi Avatar Peter Aradi

    Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more

    camille gray Avatar camille gray

    I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more

    Joseph Rippolone Avatar Joseph Rippolone
  • I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett

    Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more

    Nick R Avatar Nick R

    Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.

    Andy Lauridsen Avatar Andy Lauridsen

    Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more

    cory zinke Avatar cory zinke