Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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Jeff was great. Helped out every step of the way. Defiantly made this process simple and worry free.. won’t regret choosing BrightSide lending
Christian Katterson
I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more really nice coffee cup that keeps the coffee nice and hot for long periods of time. He walked me through the entire process from beginning to the end. He even had a notary come to my home to sign all the paperwork so that I wouldn’t have to drive to their office. I really appreciate all his endeavors and would definitely recommend him to anyone who needs to obtain funds from the equity in your home. A one service is guaranteed. Thanks again, for all that you do.
Lowary Barrett
I worked with Jeff from BrightSide Lending and he is awesome. Not just helpful, available and reliable, but offers rates that are hard to beat! My experience with him and... read more the company were wonderful, I really think they won't disappoint anyone who works with them!
Peter Aradi
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Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more to beat both the interest rate and fees saving me $$$. Thank you Jeff!
Nick R
Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs
Gary Trombley
We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more of the way, from the pre-approval to the final closing, even after that, being there to answer more questions. Amazing customer service!!
Carly Drews
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Jeff Kaltz did the best for us out of other companies we had researched. I highly recommend Jeff. Jeff is the BEST.
Bob Mac
After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more Bright side Lending was, by far, the best option. Not only was the company convenient and timely they were also the the best financial arrangement I could make. I highly recommend this company and the owner Jeff Kaltz. In doing your research, do yourself a favor and include Brightside Lending.
Kathleen Dembsey
Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.
Andy Lauridsen
Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more after hours. He made our experience the easiest refinance we have ever gone through. If anyone needs to refinance or if you need a brand new mortgage, BrightSide Lending is the place to go with. My husband and I highly recommend them!!
Denise Rumball
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I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more Jeff and the team will forever be our brokers.
Donald Boyd
We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more of the way. Highly recommended!
Allan Kenitz
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
