20+ Years of Experience

Locally Owned In Rochester

Personal Service Start to Finish

Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

Buying a home? Explore mortgage options tailored to your goals, budget, and down payment.

Mortgage Rates

Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance.

Refinance

Looking to lower your payment, access equity, or change your loan? Let's explore your options.

Ask an Expert

Have a mortgage question? Get honest answers and personalized guidance from a local expert.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

Mortgage Questions? Start Here.

Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides.

 

What our clients are saying about BrightSide Lending

  • From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more

    linda thompson Avatar linda thompson

    Jeff helped me with everything. Very professional and helpful. Would recommend to anyone.

    Gwendolyn Grunewald Avatar Gwendolyn Grunewald

    My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more

    Randy Sweet Avatar Randy Sweet

    Jeff is incredibly knowledgeable and professional! Highly recommend!

    Brian Edwards Avatar Brian Edwards
  • Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.

    Gary Haus Avatar Gary Haus

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley

    I wanted to thank Jeff and his team at brighside lending for a great experience with refinancing our home. It was quick and he was able to get us... read more

    Charles McKeldin Avatar Charles McKeldin

    Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs
  • Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson

    Jeff Kaltz from BrightSide Lending made the home buying process easier than we ever could’ve imagined! He was responsive, timely and did everything in our best interest. A great guy... read more

    camille gray Avatar camille gray

    Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!

    Michael Mette Avatar Michael Mette

    Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more

    cory zinke Avatar cory zinke
  • After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more

    Kathleen Dembsey Avatar Kathleen Dembsey

    I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more

    Joseph Rippolone Avatar Joseph Rippolone

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett

    Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more

    Nick R Avatar Nick R