Specializing in South East Michigan
The BrightSide Lending Team is your premier mortgage team located in Rochester, Michigan. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rochester area.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
What our clients are saying
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Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.
Andy Lauridsen
Gwendolyn Grunewald
My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more closing was just over 2 weeks. I highly recommend Jeff!
Pam Hilton
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We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more of the way. Highly recommended!
Allan Kenitz
Jeff was great to work with and made it so easy with the refinance process. He was always there to answer any questions I had, even if it was... read more after hours. He made our experience the easiest refinance we have ever gone through. If anyone needs to refinance or if you need a brand new mortgage, BrightSide Lending is the place to go with. My husband and I highly recommend them!!
Denise Rumball
I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more really nice coffee cup that keeps the coffee nice and hot for long periods of time. He walked me through the entire process from beginning to the end. He even had a notary come to my home to sign all the paperwork so that I wouldn’t have to drive to their office. I really appreciate all his endeavors and would definitely recommend him to anyone who needs to obtain funds from the equity in your home. A one service is guaranteed. Thanks again, for all that you do.
Lowary Barrett
Jeff is great to work with, he is personal and makes the loan process very easy to follow. I had quotes to refinance from two other places, he was able... read more to beat both the interest rate and fees saving me $$$. Thank you Jeff!
Nick R
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From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more Jeff took the time to analyze my situation so I could make the best decision for myself. Once the process was underway, Jeff stayed in touch along the way to let me know what would happen next. Everything was processed quickly and the closing was simple. I would recommend them to anyone for a refinance! Very competitive rates too!
linda thompson
My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more best financing experience and quickest one we have had to date. The entire process was completed in under 30 days! I would Highly recommend using Bright Side Lending!
Andy Shawver
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more and everything he told us was 100% accurately. My wife and I couldn't be happier!
Mark Kalchik
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Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs
Gary Trombley
We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!
Frank Taylor
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
