Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more Bright side Lending was, by far, the best option. Not only was the company convenient and timely they were also the the best financial arrangement I could make. I highly recommend this company and the owner Jeff Kaltz. In doing your research, do yourself a favor and include Brightside Lending.
Kathleen Dembsey
I worked with Jeff from BrightSide Lending and he is awesome. Not just helpful, available and reliable, but offers rates that are hard to beat! My experience with him and... read more the company were wonderful, I really think they won't disappoint anyone who works with them!
Peter Aradi
Jeff at BrightSide Lending was great to work with, very knowledgeable and made it a smooth process. Would definitely recommend!
Emily Lock
My wife and I are moving back to Michigan and found a place on line and after deciding to get it we shopped lenders. After we talked on the phone... read more for 10 minutes with Jeff and doing some research chose Bright Star. Living in Kentucky, we were able to email him our documents and did all of the E signing online. We only met Jeff on closing day. He made everything easy and got us the best rate possible. We would use him again
Randy Sweet
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Jeff was knowledgeable, responsive, respectful, and easy to work with. I am happy with my refinancing!!
Michael Mette
Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more who is considering getting a mortgage or refinancing!
Melisa Gunnett
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
Jeff was referred to my wife and I by our realtor, Brian Stecker. We will be forever grateful for the quick response time and amazing customer service during the whole... read more lending process. From start to finish on our home purchase, the process was carefree and honestly enjoyable. My wife and I will never use another lender. True customer service is hard to come by nowadays, but BrightSide Lending goes above and beyond. Thank you so much Jeff! -Conner & Christina Clarke
Conner Clarke
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We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!
Charlotte Yochim
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more of the way, from the pre-approval to the final closing, even after that, being there to answer more questions. Amazing customer service!!
Carly Drews
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I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more closing was just over 2 weeks. I highly recommend Jeff!
Pam Hilton
