Specializing in South East Michigan
The BrightSide Lending Team is your premier mortgage team located in Rochester, Michigan. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rochester area.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
What our clients are saying about BrightSide Lending
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Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.
Andy Lauridsen
Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!
Melissa Hobbs
We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!
Frank Taylor
We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more of the way, from the pre-approval to the final closing, even after that, being there to answer more questions. Amazing customer service!!
Carly Drews
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I wanted to thank Jeff and his team at brighside lending for a great experience with refinancing our home. It was quick and he was able to get us... read more a great rate and terms that we wanted. I would recommend him and his team for your refinancing purposes. Thanks for taking care of us.
Charles McKeldin
Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience
andrew malyszek
After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more Bright side Lending was, by far, the best option. Not only was the company convenient and timely they were also the the best financial arrangement I could make. I highly recommend this company and the owner Jeff Kaltz. In doing your research, do yourself a favor and include Brightside Lending.
Kathleen Dembsey
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
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Jeff and BrightSide Lending were great to work with. Quick and easy to get a refinance done. I would recommend them to everyone.
Gary Haus
Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more who is considering getting a mortgage or refinancing!
Melisa Gunnett
Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more be a done deal!
cory zinke
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We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more our home mortgage. He provided Awesome personal customer service that was fast and efficient and was very responsive to any concerns! Plus, we got a wonderful interest rate. We will be using Brightsde in the future for any of our lending needs!!
Kate Coenen
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more Jeff took the time to analyze my situation so I could make the best decision for myself. Once the process was underway, Jeff stayed in touch along the way to let me know what would happen next. Everything was processed quickly and the closing was simple. I would recommend them to anyone for a refinance! Very competitive rates too!
linda thompson
I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more help me get my first home. He walked me step by step through the process to ensure I understood everything. If you’re looking for someone that’ll go above and beyond for you, I’d absolutely recommend Brightside Lending.
Meredith E
