Your Local Mortgage Broker in Rochester, Michigan
BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.
What are you waiting for?
Getting started is easy. We offer very competitive rates, have great service, and always close on time.
Local Loan Options
Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.
What our clients are saying about BrightSide Lending
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We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more of the way. Highly recommended!
Allan Kenitz
I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more google search to investigate this good deed led me to Jeff's business, BrightSide Lending. Due to some previous paperwork errors on our home purchase, we had been unable to find anyone who could get a refinance done for the past 10 years, but I felt I had nothing to lose in reaching out to at least thank Jeff for his contribution to the veteran. Miraculously, Jeff's perseverance, connections, and knowledge helped us refinance at a significantly lower rate and saved us hundreds of dollars per month. The rate was extremely competitive as were the closing costs. All the while, Jeff's hard work, stellar communication, and prompt replies to questions made the process essentially painless, and we closed on our refinance within 30 days. I cannot recommend BrightSide Lending enough!
Beth K
We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more our home mortgage. He provided Awesome personal customer service that was fast and efficient and was very responsive to any concerns! Plus, we got a wonderful interest rate. We will be using Brightsde in the future for any of our lending needs!!
Kate Coenen
Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more and we highly recommend him.
Kimberly Klimek
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My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more closing was just over 2 weeks. I highly recommend Jeff!
Pam Hilton
Jeff was referred to my wife and I by our realtor, Brian Stecker. We will be forever grateful for the quick response time and amazing customer service during the whole... read more lending process. From start to finish on our home purchase, the process was carefree and honestly enjoyable. My wife and I will never use another lender. True customer service is hard to come by nowadays, but BrightSide Lending goes above and beyond. Thank you so much Jeff! -Conner & Christina Clarke
Conner Clarke
Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more Jeff and the team will forever be our brokers.
Donald Boyd
Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more months and months! Jeff worked quickly and got us to our closing fast, with a good rate! Highly recommend him!
Elizabeth Richardson
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Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience
andrew malyszek
We had a great experience with Jeff in refinancing our mortgage. The process was smooth, professional and handled in an expeditious manner. We highly recommend BrightSide Lending!
Frank Taylor
Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more specific to Land contracts in the State of Michigan and ended up wasting 45 days of our time only to tell us they had to start the process over. We fired them and got in touch with Jeff at BrightSide. Jeff was familiar with Michigan policies and process and got us a great rate and a 30 day closing!
Jeff Gunnett
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Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more and everything he told us was 100% accurately. My wife and I couldn't be happier!
Mark Kalchik
Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!
Melissa Hobbs
After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more Bright side Lending was, by far, the best option. Not only was the company convenient and timely they were also the the best financial arrangement I could make. I highly recommend this company and the owner Jeff Kaltz. In doing your research, do yourself a favor and include Brightside Lending.
Kathleen Dembsey
