20+ Years of Experience

Locally Owned In Rochester

Personal Service Start to Finish

Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

Buying a home? Explore mortgage options tailored to your goals, budget, and down payment.

Mortgage Rates

Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance.

Refinance

Looking to lower your payment, access equity, or change your loan? Let's explore your options.

Ask an Expert

Have a mortgage question? Get honest answers and personalized guidance from a local expert.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

Mortgage Questions? Start Here.

Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides.

 

What our clients are saying about BrightSide Lending

  • Jeff is incredibly knowledgeable and professional! Highly recommend!

    Brian Edwards Avatar Brian Edwards

    We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more

    Allan Kenitz Avatar Allan Kenitz

    Very professional! The whole process was simple and stress free! Will ONLY use Jeff Kaltz for my mortgage needs going forward. Thanks again!

    Melissa Hobbs Avatar Melissa Hobbs

    I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more

    Joseph Rippolone Avatar Joseph Rippolone
  • My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more

    Andy Shawver Avatar Andy Shawver

    We Refinanced with BrightSide Lending and had a great experience! Very professional and friendly service, everything went smoothly. I would highly recommend them!

    Charlotte Yochim Avatar Charlotte Yochim

    We highly recommend BrightSide Lending, Jeff was great! We had a buying/selling situation, which was new to us and had SO many questions! Jeff was there every step... read more

    Carly Drews Avatar Carly Drews

    Great service and people. It took a while but that wasn't because of their service. They work with you tremendously to get your loan in place. Would highly recommend them.

    Ll Walker Avatar Ll Walker
  • I worked with Jeff from BrightSide Lending and he is awesome. Not just helpful, available and reliable, but offers rates that are hard to beat! My experience with him and... read more

    Peter Aradi Avatar Peter Aradi

    After deciding that refinancing my mortgage was my best option, I researched 4 different lending companies. They all sounded pretty good until we got down to the actual numbers.... read more

    Kathleen Dembsey Avatar Kathleen Dembsey

    From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more

    linda thompson Avatar linda thompson

    Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more

    Donald Boyd Avatar Donald Boyd
  • Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more

    Mark Kalchik Avatar Mark Kalchik

    Great company to work with. Jeff was amazing to work with. Highly recommend.

    Linda junod Avatar Linda junod

    If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more

    Jamie Lantagne Avatar Jamie Lantagne

    My husband and I just started discussing the option of refinancing. Spoke with Jeff who was very knowledgeable and professional. From my first conversation with Jeff til the time of... read more

    Pam Hilton Avatar Pam Hilton