20+ Years of Experience

Locally Owned In Rochester

Personal Service Start to Finish

Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

Buying a home? Explore mortgage options tailored to your goals, budget, and down payment.

Mortgage Rates

Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance.

Refinance

Looking to lower your payment, access equity, or change your loan? Let's explore your options.

Ask an Expert

Have a mortgage question? Get honest answers and personalized guidance from a local expert.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

Mortgage Questions? Start Here.

Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides.

 

What our clients are saying about BrightSide Lending

  • Jeff was great to deal with. I've always done my mortgage directly with a bank so was a little nervous to use Brightside. Jeff was incredibly prompt with his responses... read more

    Mark Kalchik Avatar Mark Kalchik

    Jeff was great. Helped out every step of the way. Defiantly made this process simple and worry free.. won’t regret choosing BrightSide lending

    Christian Katterson Avatar Christian Katterson

    Jeff K and the team helped my wife and myself get our first house. They took all the nightmare stories we heard about and made it very comfortable and exciting.... read more

    Donald Boyd Avatar Donald Boyd

    I happened upon BrightSide Lending when owner Jeff Kaltz personally provided a significant donation to a fundraiser that made the difference in helping a veteran avoid home foreclosure. A quick... read more

    Beth K Avatar Beth K
  • If you're looking for a lending company that's as bright as its name, then look no further than BrightSide Lending, and more specifically, Jeff. Jeff will brighten up your day... read more

    Jamie Lantagne Avatar Jamie Lantagne

    I had a really good experience with Brightside lending. Mr. Jeff Kaltz was extremely knowledgeable and very pleasant to talk with. His professionalism was beyond superb. He sent me a... read more

    Lowary Barrett Avatar Lowary Barrett

    Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more

    cory zinke Avatar cory zinke

    Jeff Kaltz is knowledgeable, very responsive, professional, and personable. We started to work with a large national competitor of BrightSide and found that they lacked knowledge of the refi process... read more

    Jeff Gunnett Avatar Jeff Gunnett
  • Great company to work with. Jeff was amazing to work with. Highly recommend.

    Linda junod Avatar Linda junod

    Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick

    Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson

    I wanted to thank Jeff and his team at brighside lending for a great experience with refinancing our home. It was quick and he was able to get us... read more

    Charles McKeldin Avatar Charles McKeldin
  • Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience

    andrew malyszek Avatar andrew malyszek

    Jeff was a pleasure to work with. Very professional and personable. Highly recommend him and BrightSide Lending.

    Andy Lauridsen Avatar Andy Lauridsen

    Jeff was very easy to work with. We were able to get a great interest rate when refinancing our home. The process was simple and efficient. I have recommended BrightSide... read more

    Kristina Coenen Avatar Kristina Coenen

    Jeff Kaltz did the best for us out of other companies we had researched. I highly recommend Jeff. Jeff is the BEST.

    Bob Mac Avatar Bob Mac