20+ Years of Experience

Locally Owned In Rochester

Personal Service Start to Finish

Your Local Mortgage Broker in Rochester, Michigan

BrightSide Lending is an independent mortgage broker located in Rochester, Michigan, helping homebuyers and homeowners throughout Southeast Michigan find the right financing for their goals. We offer Conventional, FHA, VA, USDA, jumbo and other mortgage options while providing straightforward guidance, competitive loan options and personal service from application through closing.

Homebuyers

Buying a home? Explore mortgage options tailored to your goals, budget, and down payment.

Mortgage Rates

Wondering what rate you qualify for? Explore your mortgage rate options with personalized guidance.

Refinance

Looking to lower your payment, access equity, or change your loan? Let's explore your options.

Ask an Expert

Have a mortgage question? Get honest answers and personalized guidance from a local expert.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you're buying your first home, moving to your next home, refinancing or using your home equity, BrightSide Lending offers mortgage options for borrowers throughout Rochester and Southeast Michigan. Explore some of our most popular loan programs below, or view all of our home loan options to find the financing that fits your needs.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

Mortgage Questions? Start Here.

Buying your first home, comparing mortgage options, or planning your next move? Find straightforward answers in our Michigan mortgage guides.

 

What our clients are saying about BrightSide Lending

  • Jeff was very helpful during the buying process of our new home. He was there for us when we had any questions or concerns. It was a very smooth process... read more

    Kimberly Klimek Avatar Kimberly Klimek

    From the start, Jeff and the team at BrightSide Lending was very responsive, professional, and very helpful. When I had questions about whether refinancing would make sense for me,... read more

    linda thompson Avatar linda thompson

    Jeff Kaltz was super helpful and made the re-finance process easy!

    Jodi Teutsch Avatar Jodi Teutsch

    We switched to Brightside because a large banking system couldn't get the job done and we felt like we were "just a number" We worked with Brightside Lending(Jeff) to refinance... read more

    Kate Coenen Avatar Kate Coenen
  • Jeff was very easy to work with. We were able to get a great interest rate when refinancing our home. The process was simple and efficient. I have recommended BrightSide... read more

    Kristina Coenen Avatar Kristina Coenen

    My wife and I used Brightside lending to refinance our home. Jeff was honest, professional, easy to work with and was on top of the entire process. This was the... read more

    Andy Shawver Avatar Andy Shawver

    Jeff Kaltz was amazing to work with! He made our entire process very seamless and quickly answered all of our questions! I would highly recommend Jeff to anyone... read more

    Melisa Gunnett Avatar Melisa Gunnett

    Jeff was knowledgeable and professional. I would recommend working with Jeff for any home financing needs

    Gary Trombley Avatar Gary Trombley
  • Working with Jeff was awesome! He was prompt and courteous with the whole process! We had refinanced just a few months before with another company and the whole process took... read more

    Elizabeth Richardson Avatar Elizabeth Richardson

    Would highly recommend!!!! Jeff is amazing to work with and is very knowledgeable with mortgages. If I could give more than 5 stars just from my own experience, it'd... read more

    cory zinke Avatar cory zinke

    I recently purchased my first home with the help of Brightside Lending. Jeff was amazing to work with. He was efficient, knowledgeable, patient, and worked very hard to... read more

    Meredith E Avatar Meredith E

    I can’t recommend Brightside Lending enough! We started our journey to home buying over 2 years ago and then took a pause due to family things. They reached out every... read more

    Joseph Rippolone Avatar Joseph Rippolone
  • Great to work with. All parties involved commented on how great BrightSide Lending was to work with during the process.

    Erick Avatar Erick

    Jeff was great. Helped out every step of the way. Defiantly made this process simple and worry free.. won’t regret choosing BrightSide lending

    Christian Katterson Avatar Christian Katterson

    We were planning to go with another lender, but Jeff from BrightSide contacted us and gave us a much better offer. He saved us money and helped us every step... read more

    Allan Kenitz Avatar Allan Kenitz

    Jeff was very knowledgeable, kept us up to date on whole process. Came to our home whenever there was paperwork to be signed Wonderful experience

    andrew malyszek Avatar andrew malyszek