In a bold move aimed at increasing homeownership rates among first-time buyers and historically underserved communities, or maybe just an attempt to earn/buy votes,  Vice President Kamala Harris proposed a $25,000 down payment assistance grant. On the surface, this initiative sounds like a lifeline for those struggling to achieve the American dream of owning a…

In an exciting development for the real estate industry, CommissionLister.com is set to launch in the first week of August! This innovative platform emerges in response to the recent NAR settlement, which has changed the landscape for real estate agents by preventing them from posting commissions offered to buyer’s agents on the MLS. CommissionLister.com is…

At BrightSide Lending, we’ve been hearing a common refrain since 2020: “We’re waiting for the market to crash before we buy.” While this cautious approach is understandable given the uncertainties of recent years, it might be time to reconsider. Here’s why now is an excellent time to buy a home. Home Prices and Market Trends…

As you embark on your journey to secure a mortgage, it’s tempting to fixate on finding the lowest interest rate possible. After all, a lower rate can translate to significant savings over the life of your loan, right? Well, not so fast. At BrightSide Lending, we believe that when it comes to choosing a mortgage,…

Navigating the world of mortgages can be daunting, especially with the multitude of options available. Two common choices for homebuyers are FHA (Federal Housing Administration) loans and conventional loans. Each comes with its own set of advantages and disadvantages, and understanding the differences is crucial in making the right decision for your financial future. FHA…

Are you in the market for a new home and exploring neighborhoods with Homeowners Association (HOA) communities? Before you make a decision, it’s essential to weigh the advantages and disadvantages of living in an HOA neighborhood. At BrightSide Lending, we understand that choosing the right neighborhood is crucial, so let’s dive into the pros and…

In the exciting journey of securing your dream home, one decision holds immense power – choosing the right mortgage. The world of home loans is vast, with various loan programs, interest rates, and fees. Here’s why seeking a second opinion, especially from BrightSide Lending, can make all the difference. Not All Mortgages Are Created Equal Imagine…

Are you a veteran dreaming of owning your own home? BrightSide Lending is here to support you on your journey to homeownership with VA loans, designed specifically for veterans like you. Let’s explore the benefits of VA loans and why BrightSide Lending is your obvious choice for securing this valuable financing option. Understanding VA Loans:…

Are you dreaming of owning a home that needs a little TLC? Look no further! BrightSide Lending is here to brighten your path to homeownership with the FHA 203k loan, your key to unlocking the potential of any fixer-upper. Let’s dive into what makes this loan option stand out and why BrightSide Lending is your…