BrightSide Lending student loan graphic featuring a home, savings jar, and repayment strategy messaging explaining that student loans do not have to prevent homeownership. Includes options for refinancing, debt management, and personalized mortgage guidance.

For many potential homebuyers, student loan debt feels like a roadblock to homeownership. In fact, one of the most common questions we hear at BrightSide Lending is: “Can I still buy a home if I have student loans?” The short answer is yes. Having student loan debt does not automatically prevent you from qualifying for…

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Can you buy a home with less than 20% down payment? BrightSide Lending explains FHA, Conventional, VA, USDA, and down payment assistance options for homebuyers.

One of the most common questions I get asked is whether you need a 20% down payment to buy a home. The truth is that many buyers can qualify for a mortgage with significantly less than 20% down. In fact, some loan programs allow eligible buyers to purchase a home with little or even no…

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